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[转贴] BMO和CIBC,对其Posted Rate进行调整

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发表于 2020-8-17 09:16 AM | 显示全部楼层 |阅读模式


上星期六BMO和CIBC,对其Posted Rate进行调整,见下

BMO 降低了posted fixed rates:
* 2yr: 3.39% to 3.29%
* 3yr: 3.89% to 3.75%
* 4yr: 4.34% to 4.24%
* 5yr: 4.94% to 4.79%
* 6yr: 5.44% to 5.24%
* 7yr: 5.55% to 5.40%
* 10yr: 5.95% to 5.80%

CIBC 降低了posted fixed rates:
* 3yr: 3.69% to 3.59%
* 4yr: 4.34% to 4.24%
* 5yr: 4.94% to 4.79%
* 7yr: 6.00% to 5.90%
* 10yr: 6.19% to 6.09%

BMO 和CIBC 各自都对其5年posted fixed rates 下调了15个基准点,就使得他们的benchmark 5-year posted rate 变为了4.79%.

这样在申请贷款做压力测试时,批准的款项会多一些啦
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