紧急: 请问QE2对房贷利率走向影响

noname6688

谁知道贷款利率今后可能走向？  我不知道要30年定期还是3年ARM

I need sign a refinance contract due to some urgent reason, not sure pick up

30 years fixed rate

or

3 year ARM

Many Thanks

lehldk

wait, it will 3.625

maopao

wait, it will 3.625
lehldk 发表于 2010-10-11 19:43

when ah?

dsp

Do not try 3 yr. Too short.

noname6688

wait, it will 3.625
lehldk 发表于 2010-10-12 00:43

3.625% for 30 years?

thanks.

    I cannot wait, I must take risk to use lower 3years ARM rate or to be safe using 30 years fixed ,   
   by this month

like2swing

fixed rate is always safer. If rate drops another .5% in 4 months, you can refinance again.

terranmn

5/1 ARM is below 3%(Provident)
DXXX, no more paychecks. I can't take it.

atrader

3yr ARM is better. assume that there will be QEn (n>=2)coming, fixed rate is not necessary. no mattter there is QEn or no QEn,  short end will be low for a long time. look at Japan...got it?

ypm968

谁知道贷款利率今后可能走向？  我不知道要30年定期还是3年ARM

I need sign a refinance contract due t ...
noname6688 发表于 2010-10-11 19:37

   当然是30年了。

noname6688

thanks

noname6688

5/1 ARM is below 3%(Provident)
DXXX, no more paychecks. I can't take it.
terranmn 发表于 2010-10-12 20:37

"    DXXX, no more paychecks. I can't take it."

    what do you mean?

Do you have contact in Provident ?

bigbadwolf

回复 5# noname6688

30-year conformed 4.5%
15-yr: 3.75%
If you are young, 30-yr fixed will be perfect. In 10 years, inflation will literally clear or reduce your mortgage debt significantly.

terranmn

currently unemployed, not qualified.

"    DXXX, no more paychecks. I can't take it."

    what do you mean?

Do you have contac ...
noname6688 发表于 2010-10-12 23:16