谁来科普一下529 account

GnGSystem

谁来科普一下529 account

怎么建，怎么存，如何花，有什么好处？

CoolMax

只能花在教育上（College以上），对象没有限制。
好像对申请奖学金有不利影响。

summer123

some states have limit to their state universities, may not be good for Ivy or elite privates. Check What is a 529 plan? http://www.savingforcollege.com/ ... t-is-a-529-plan.php

tianshi1013

There's a misconception that state-sponsored 529 plans are only geared to families that send their children to a state school. That's just not true!

There are two general types of 529 plans:

savings programs, and
prepaid programs.
Savings
If you decide to use a 529 savings program, the full value of your account can be used at any accredited college or university in the country (along with some foreign institutions).

Prepaid
The states offering prepaid tuition contracts covering in-state tuition will allow you to transfer the value of your contract to private and out-of-state schools (although you may not get full value depending on the particular state).

Almost all states have it's own 529 plan. I remember vanguard has it with several states was rated top 5