很多觉得房价永远上涨的人，可以看看这个视频

darwin

曾经的百万富翁，08年金融危机失去一切，丢了房子，丢了存款，也再找不到工作，最后无家可归只能当流浪汉

还是那个话，投资有风险，高杠杆需谨慎，分散投资分散风险

说什么政府会救市的，08年金融危机，地球上最强大的国家美国政府都救不了，假如危机真来了，加拿大能救？

Cobra

房价不会永远上涨，问题是，什么时候开跌，这里再涨10年后跌，恐怕也不会跌到现在的价格。另外，很多炒房的都认为房价跌了，反正他们永远不卖，就不会有问题，所以他们敢借，敢买。

Cobra

帮你编辑了一下。

bokchoy888

Cobra 发表于 2020-12-5 06:06 PM
房价不会永远上涨，问题是，什么时候开跌，这里再涨10年后跌，恐怕也不会跌到现在的价格。另外，很多炒房的 ...

watched 1st 5 mins, IMO,  I think he fucked himself up  by living way beyond his means , rather by the 08 financial recession.

1. family home from the great great grandpa, seriously ?  don't tell me the house was not fully owned.

2. 3 boats , bingo!  the guy was living way beyond his means, probably was borrowing $ from the home equity to sustain the lavish live style, common, LOL  ( I suspect this guy probably has gambling addiction.)

3. bought half mil house in N. Carolina, let's say this was a bad deal, you got fucked, even the bank gone under, but common, I think it wasn't that hard to play this game, gave the Oakland house to your children, you suck all the cash dry from all your credit cards, turn everything into cash, don't pay mortgage, suck a bit of blood from your own assets, then declare bankruptcy.

Judging from the brief disclosure of his background, IMO, his biggest problem was living way beyond his means, which got himself fucked. Nothing to with real-estate investing.   

Cobra

bokchoy888 发表于 2020-12-5 08:22 PM
watched 1st 5 mins, IMO,  I think he fucked himself up  by living way beyond his means , rather  ...

darwin

bokchoy888 发表于 2020-12-5 08:22 PM
watched 1st 5 mins, IMO,  I think he fucked himself up  by living way beyond his means , rather  ...

他问题的核心就是过度消费 ，过度上杠杆，最后现金流断裂，撑不住了所有财产都被银行收走

跟炒房有什么区别？如果你都是全款买房的巨鳄，那无所谓，房价跌了，死扛就行

但是如果杠杆很高，一旦资产价格下跌，需要追加抵押物，或者利率上升，现金流就很容易断裂

最后就是所有房产都被银行收走，一贫如洗

Cobra

darwin 发表于 2020-12-5 08:52 PM
他问题的核心就是过度消费 ，过度上杠杆，最后现金流断裂，撑不住了所有财产都被银行收走

跟炒房有什 ...

是的，本质就是不能过度借贷。像三傻们一再强调的，持有现金就亏了，这种，太疯狂了。

stayintoronto

其实跟风炒房的也有不少炒糊了的，疫情还没结束，目前还没到经济的最差阶段，等明年疫苗接种后再看吧

foolmelon

炒房的坚信政府会救房市。美国救不了，日本救不了。 炒房的会告诉你，加拿大不一样。