贝南克：可能有必要修改资本和会计准则

恐慌小猪

美国联邦储备委员会(Federal Reserve, 简称美联储)主席本•贝南克(Ben Bernanke)周五表示，监管机构可能有必要修改资本和会计准则，以确保其不会加剧金融市场波动。

他还表示，美联储周三宣布的收购几千亿美元美国国债和抵押贷款相关证券的决定旨在改善市场状况，市场迄今为止对信贷相关举措的反应令美联储受到鼓舞。

贝南克在社区银行家会议上准备好的发言中表示，政策制定者应当评估现有的资本规定及会计准则，以确定是否能够对这些规则加以修改，以降低其加剧周期性影响的风险，同时又不会降低其实现基本目标的能力。

贝南克表示，很多机构和审计师可以证明，为流动性低的或特殊资产进行合理估值极具挑战性，尤其是在高度紧张的市场状况下。他补充说，对财务会计标准委员会(Financial Accounting Standards Board)发布会计准则指引的做法感到满意。

他说，经济衰退导致关于贷款损失拨备的争论重燃。

贝南克说，美联储在危机期间采取的措施已经对金融系统的各个领域及更大范围经济状况产生了积极影响。

他在讲话中还暗示，尽管美联储将动用大规模资金收购美国国债和抵押贷款相关证券，但已经在考虑退出策略。

贝南克说，美联储不希望永远置身于信贷市场中。一旦经济和住房市场开始复苏，联储对信贷市场的支持将会逐渐停止。

yam

英文的:

Bernanke Says Fed Aims to Ease Credit-Market Strains (Update3)

By Scott Lanman and Vivien Lou Chen

March 20 (Bloomberg) -- Federal Reserve Chairman Ben S. Bernanke said the central bank is trying to counter “widening credit spreads” that are blunting efforts to pump cash into the economy after the Fed cut the main interest rate almost to zero.

This week’s Fed decision to buy $1.15 trillion of Treasuries and housing debt is “intended to improve conditions in private credit markets,” Bernanke said today in a speech in Phoenix, echoing a Fed statement this week. Officials are “encouraged” by market responses to Fed programs, he said.

Policy makers said on March 18 the central bank will try to end the worst financial crisis in seven decades by buying as much as $300 billion of long-term Treasuries and more than doubling mortgage-debt purchases to $1.45 trillion. The moves are intended to pare home loan and other interest rates.

Bernanke said regulators need to determine whether current capital rules and accounting standards magnify swings in financial markets. They also should ensure executive compensation practices don’t prompt undue risk-taking, he said.

Speaking to a group of executives at small U.S. banks, he reiterated that a $1 trillion Fed program to unfreeze markets for securities backed by loans may expand to include mortgage- backed debt.

Bernanke acknowledged “frustration” among audience members over the credit crisis precipitated by large financial companies, saying that addressing the issue of “too-big-to- fail” firms is “extremely serious.”

......

http://www.bloomberg.com/apps/news?pid=20601087&sid=aAWzQMDmmdhk&refer=home#

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